Need help with this question

8. Joe Davola planned to begin saving for his retirement starting next month. Joe's plan was to invest $450 per month, starting at the end of next month, for the next 25 years. Because of some unexpected circumstances, Joe will not be able to begin funding his retirement for 12 months. If Joe wants to end up with the same amount of total savings in 25 years, how much would Joe have to save per month over the 24-year period? Assume that Joe will be able to earn 6% annually on his investment. A. $23,345.18 B. $81.06 C. $486.41 D. $36.41