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You have decided to refinance your mortgage. You plan to borrow whatever is outstanding on your current mortgage. The current monthly payment is $2,356 and you have made every payment on time. The original tem of the mortgage was 30 years, and the mortgage is exactly four years and eight months old. You have just made your monthly payment. The mortgage interest nte is 6.375% (APR). How much do you owe on the mortgage today? Complete the steps below using cell references to given data or previous calculations, In some cases, a simple cell reforence is all you nend. To copy/paste a formula across a row or down a column, an absolute cell rference or a mixed cell refence may be prefared. If a specific Excel function is to be used, the directions will specify the use of that function. Do not type in numerical data into a cell or function. Instead, make a reference to the cell in which the data is found. Make your computations only in the blue cells highlighted below. In all cases, unless otherwise directed, use the carliest appearance of the data in your formulas, usually the Given Data