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Whole life insurance can be used as collateral for secured lines of credit True False QUESTION 37 A capital lease a. Offers the borrower an option to acquire ownership of the asset at the end of the lease b. Is often cheaper than an operating lease c. Provides the user a chance to appreciate the asset behre returning it to the seller d. Offers the lender an option to repurchase the asset from the borrower at the end of the lease QUESTION 38 Cash flow a. Speaks to the overall wealth of an entity b. Speaks to the need to use cash to buy things c. Speaks to the financial health of an entity c. Speaks to the cash inflows and cash outlows of an entity in a given period time