Nell, single and age 38, had the following income and expense items in 2015: Nonbusiness bad debt $6,000 Business bad debt 2,000 Nonbusiness long-term capital gain 4,000 Nonbusiness short-term capital loss 3,000 Salary 50,000 Interest income 3,000

Nell has an overall _____ in the amount of $ .

However, Nell may _____$ this year.

Nell's adjusted gross income is $ .