Nelly recently graduated from college. She is employed by a mining exploration company and makes approximately $70,000 per year. Her primary goal is to begin saving for an emergency fund. After looking at her budget, Nelly determined that in the case of a severe emergency, she will need to replace 45% of her annual income. This is a conservative estimate, but Nelly believes the amount should be sufficient to pay for her rent, car payment, food, utility, and insurance expenses. Answer the following questions using the information provided [each question is worth 1 point].

1. Today, Nelly has few assets that she can use to pay emergency expenses. Until she saves enough for an emergency fund, what other options does she have for funding a potential emergency?