Net working capital is a Profitability measure Liquidity measure O Efficiency measure Solvency measure One of the following statements concerning operating loans is false; Separate transaction and notes are needed for regular (standard) loans Non-revolving lines of credits can be consolidated with revolving ones In a non-revolving line of credit, use of borrowed funds and source of repayment must be specified The maximum amounts for a revolving line of credit is defined based upon profitability, risk, liquidity and cash flow budget