Newly licensed insurance agent, Gabriella, is meeting with a new client. She mentions that if he transfers his Rrsp to her firm, she would be able to offer him a lower interest rate on an RRSP loan than his current financiat institution. What is the sales tactic used by Gabriella to entice the client to do business with her? Select one: a. Premium rebating b. Tied selling c. Inducement d. Commingling of funds