Next, from the following information regarding the revenues, expenses, assets and liabilities of a hypothetical Canadian chartered bank, for the year 2018, determine the bank's return on assets (ROA), its return on equity (ROE), its retained earnings (i.e., undistributed business profits); its liquidity (liquid asset) ratio; the bank's equity multiplier; its capital adequacy (leverage) ratio; and its sensitivity to market risk ratio. Lastly, construct BOTH the bank's balance sheet statement for the end of the year, 2018 and its income-expenditure statement for that year: Salaries and employee benefits... $180,000; Interest on deposits. $270,000; Interest income from loans... $320,000; Investment income from Government of Canada bonds... $75,000; Interest on non-deposit borrowing.....$30,000; Applicable income taxes..... $150,000; Occupancy costs...$21,000; Provision for loan losses.....$52,000; Miscellaneous expenses..... $8,000; Interest on municipal securities. $86,000; Service charges on deposits.... $210,000; Miscellaneous operating revenues..... $130,000; Bank equity capital.$70 million; Demand (checking) deposits accounts .....$100 million; Savings deposit accounts.....$150 million; Time (fixed term) deposit accounts.....$300 million; Advances (loans) from the central bank.....$12 million; Cash reserves.....$20 million; Other assets...$150 million; Real estate [i.e., mortgage] loans.....$80 million. Government of Canada securities. $25 million; Commercial and industrial loans.....$300 million; Other liabilities...$38 million; Municipal securities.....$55 million; Loans to individuals.....$40 million