Nicholas Matveev wants to take a year-long cycling trip through South America in three years. He will have to pay $5,000 costs at the start of the trip and then $1,000 per month for 12 months. Assume the monthly payments are at the end of the month. He has $1,000 saved now. How much must he save each month until the trip if he earns 0.2% interest per month?