Nick has been depositing $ 190 in a savings account every three months for the past three years. This account paid 3 % compounded quarterly (i.e. every three months). Nick has just made the last deposit. Nick is buying a car for $ 9000. He is taking out a car loan. He will use the accumulated value of his savings account as the down payment on the car. The loan is at 11 % compounded monthly and has a term of 4 years. Find the size of Nick's monthly car loan payment.

Nick's monthly car payment = $??