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Nicole's required minimum distribution for this year is $10,000. She takes a $25,000 distribution. What penalty applies? a. 0 b. 5.000 c, 7.500 d. 12,500

Nicole's required minimum distribution for this year is $10,000. She takes a $25,000 distribution. What penalty applies?
a. 0
b. 5.000
c, 7.500
d. 12,500

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