Nike is considering changing its credit terms from net 60 to net 45 in its western Nevada sales territory. The company expects sales (all on credit) to decrease by 5% from a current level of 5 million, and it expects its average collection period to decrease from 68 days to 51 days. The bad-debt ratio should decline to 3% of sales from a current level of 4% of sales. The company also estimates that inventory investment would decrease by $80,000 for the expected sales decrease. The companys variable cost ratio is 0.50. Nikes required pretax rate of return on investments in receivables and inventories is 18%. Should Nike proceed with the change from the perspective of pretax profits?