Nine years from now, you wish to have an amount available to deposit to an account that will earn 6% compounded annually. This account is to provide you with an income of $10,000 at the end of each year for 11 years. T accomplish this, you invest in a nine year certificate of deposit that pays 8% compounded quarterly, and you will use this certificate plus its interest to establish your income account. What should the principal value of the certificate be?