Ninth National Bank's Balance Sheet is shown below. Assume the required reserve ratio is 12 percent. If the value of First National Bank's assets fell by 2.5 percent, its capital would fall by Assets Liabilities and Owners' Equity Reserves $1,200 Deposits $9,000 Loans $8,000 Debt $800 Short-term securities $800 Capital (owners' equity) $200 5.0 percent and it would be insolvent. 50 percent and it would still be solvent. 125 percent and it would be insolvent. 2.5 percent and it would still be solvent