no Financial calculator or excel please

245,621 266,498 251,409 Question 7 (2 points) Saved Your grandmother will be gifting you $150 at the end of each month for four years while you attend college. At a discount rate of 3.7 percent per year, what are these payments worth to you on the day you enter college? $6,201.16 $6,608.87 $6,539.14 $6.682.99