Nolan receives his bank statement from his bank on January $5$ and notices a check that was cashed from his account for $$350.$ The check was not authorized and Nolan does not let the bank know right away because he leaving that day to go on vacation. Nolan forgets about the unauthorized payment until March $10.$ At this point, with regards to the check

the bank cannot honor the check

Nolan will have to file papers at the bank alleging fraud

Nolan cannot hold the bank liable for the check

Nolan will have to sue the bank to receive his funds

Nolan will have to notify the bank and then wait $30$ days to have his money returned