(Non annual compounding using a calculator) Ford's current incentives for customers looking to buy a Mustang include either financing at an APR of 4.7 percent compounded monthly for 48 months or $ 1,200 cash back. Let's assume Suzie Student wants to buy the premium Mustang convertible, which costs $ 33,000, and she has no down payment other than the cash back from Ford. If she chooses the $1,200 cash back, Suzie can borrow from the VTech Credit Union at an APR of 6.7 percent compounded monthly for 48 months. What will Suzie Student's monthly payment be under each option? Which option should she choose?