Non$-$financial risks could be described as a$.$risk exposures which negatively influence an organisations operations, incur losses and indirectly influence profitability. b$.$ risk exposures which directly result in financial loss and indirectly negatively influence the profitability of the business.c$.$risk exposures which negatively influence an organisations operations and indirectly influence profitability, and operational, technological and financial functions.d$.$risk exposures which directly result in financial loss and negatively influence the profitability of the business.