(Nonannual compounding using a calculator) Ford's current incentives for customers looking to buy a Mustang include either financing at an APR of 3.5 percent compounded monthly for 96 months or $1,500 cash back. Let's assume Suzie Student wants to buy the premium Mustang convertible, which costs $20,000, and she has no down payment other than the cash back from Ford. If she chooses the $1,500 cash back, Suzie can borrow from the VTech Credit Union at an APR of 5.5 percent compounded monthly for 96 months. What will Suzie Student's monthly payment be under each option? Which option should she choose? a. If Suzie chooses 3.5 percent financing for 96 months to buy the premium Mustang convertible, which costs $20,000, what will her monthly payment be? (Round to the nearest cent.) b. If Suzie chooses $1,500 cash back to buy the premium Mustang convertible and borrow $18,500 fom the VTech Credit Union at an APR of 5.5 percent compounded monthly for 96 months, what will her monthly payment be? (Round to the nearest cent) c. Which option should Suzie Student choose? (Select the best choice.) O A. Choose cash back financing because the monthly payment under this option is lower. O B. Choose low interest rate financing because the honthly payment under this option is lower