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Question 4# Maryam will receive the following payments at the end of the next four years: AED 20,000, AED 30,000, AED 50,000 and AED 55,000. Then from the end of the fourth year through the end of the eleventh year, she will receive an annuity of AED 70,000. At a discount rate of 8 percent, what is the present value of all future benefits