Not sure on how to solve the Rate Of Return Earned From Loans: This is the formula that I was given. Income From Outstanding Loans Sum Of Loan Assets

Balance Sheet
	2018		2017
ASSETS
Loans	$ 14,050,453		$ 13,865,815
Securities	$ 4,215,761		$ 3,641,093
Overnight Loans	$ 558,454		$ 951,252
TOTAL INTEREST EARNING ASSETS	$ 18,824,668		$ 18,458,160
Cash	$ 486,812		$ 535,687
Capital Equipment	$ 846,989		$ 844,843
Other	$ 1,218,470		$ 1,192,051
TOTAL NON-INTEREST EARNING ASSETS	$ 2,552,271		$ 2,572,581
TOTAL ASSETS	$ 21,376,939		$ 21,030,741

Interest Income and Interest Expense

Interest Income From
Outstanding Loans	$ 970,225		$ 917,111
U.S. Treasuries	$ 8,591		$ 25,586
Government Agency	$ 20,672		$ 12,852
Residential Mortgabe Backed Sec.	$ 7,975		$ 8,721
State, County & Municipal Bonds	$ 9,235		$ 6,544
Corporate Bonds	$ 279		$ 120
Other	$ 548		$ 227
TOTAL INTEREST INCOME	$ 1,019,543		$ 973,178
Interest Expenses From:
Chceking w/ Interest	$ 1,679		$ 1,976
Savings Deposits	$ 1,118		$ 1,280
Money Market Accounts	$ 21,642		$ 27,076
Time Deposits	$ 77,449		$ 118,863
Short-term borrowings	$ 5,993		$ 5,189
Long-Term Borrowings	$ 36,311		$ 40,741
TOTAL INTEREST EXPENSES	$ 144,192		$ 195,125