Note that these technologies like, AI, Bitcoin, Blockchain, High Frequency Trading, etc., are all still emerging and with the exception of high frequency trading, none of them is fully implemented on a widespread basis.

1. What are the constraints?

2. What are the major concerns? For example, what would prevent public from dumping their bank account and working entirely with Bitcoin?

3. Would people be comfortable banking at an institution that replaced human tellers with Alexa?