Now, assume that this schedule of utility and the law of diminishing marginal utility over time results in the three following payoff matrices, each of which shows the utilities experienced by the two parties in the beginning of each period/year/stage of their marriage. Payoff Matrix for Stage 1 Payoff Matrix for Stage 2 Payoff Matrix for Stage 3 Wife Wife Wife Cooperate Conflict Cooperate Conflict Conflict (c.g. Loyal) (eg. Chau) (e.p. Loyal) (e.g. Cheat) (eg. Loyal) (eg. Cheat) Cooperate 35 30 Cooperate 30 35 Cooperate 25 30 (c.g. Loyal) 35 35 (eg. Loyal) 30 30 (c.g. Loyal) 25 25 Husband Husband Husband Conflict 35 25 Conflict 30 25 Conflict 25 35 (c.g. Cheat) 30 25 (e.g. Cheat) 35 25 (e.g. Cheal) 30 35