Now it's time for you to practice what you've learned. Suppose you have saved $4,000 for a down payment on a new car. The largest monthly payment you can afford is $325. The loan will have a 12% APR based on end-of-month payments. Use a financial calculator to determine the most expensive car you can afford if you finance it for 60 months versus 72 months. If you finance the car for a shorter period of time, you can afford a more expensive car. True False