Now it's time for you to practice what you've learned. Suppose that Alyssa is 35 years old and has no retirement savings. She wants to begin saving for retirement, with the first payment coming one year from now. She can save $12,000 per year and will invest that amount in the stock market, where it is expected to yield an average annual return of 4.00% return. Assume that this rate will be constant for the rest of her's life. Alyssa would like to calculate how much money she will have at age 60. Using a financial calculator yields a future value of this ordinary annuity to be approximately at age 60. Alyssa would now like to calculate how much money she will have at age 65. Using a financial calculator yields a future value of this ordinary annuity to be approximately at age 65. Alyssa expects to live for another 30 years if she retires at age 60, with the same expected percent return on investments in the stock market. Using a financial calculator, you can calculate that Alyssa can withdraw at the end of each year after retirement (assuming retirement at age 60), assuming a fixed withdrawal each year and $0 remaining at the end of her life. Alyssa expects to live for another 25 years if she retires at age 65, with the same expected percent return on investments in the stock market. at the end of each year after retirement at age 65, Using a financial calculator, you can calculate that Alyssa can withdraw assuming a fixed withdrawal each year and $0 remaining at the end of her life