Now suppose that Ophelia has income of M 1 =20 in period 1 and M 2 =100 in period 2 . (Notice that the values of the income flows in the two periods are reversed compared with the previous questions.) In every other way, the scenario is the same as before: (i) if Ophelia chooses to, she can either save or borrow at an interest rate of i=0.05 (so an interest rate of 5% per period); (ii) the rate of price inflation between periods is =0 (so a 0% inflation rate) and price of a unit of consumption in each period is normalized to 1 (so p 1 =p 2 =1 ); and (iii) Ophelia's utility function over intertemporal consumption bundles is U(c 1 ,c 2 )=lnc 1 +lnc 2 . Which of the following statements accurately describes how Ophelia's utility-maximizing behavior is affected by the change in which income flow comes when? Ophelia's utility-maximizing bundle is the same as in the original problem and Ophelia is now a borrower in the first period. Ophelia's utility-maximizing bundle is different than in the original problem and Ophelia is now a borrower in the