Nu Things, Inc., is considering an investment in a business venture with the following anticipated cash flow results:

EOY	Cash Flow
0	-$90,000
1	$22,000
2	$21,000
3	$20,000
4	$19,000
5	$18,000
6	$17,000
7	$16,000
8	$15,000
9	$14,000
10	$13,000
11	$12,000
12	$11,000
13	$10,000
14	$9,000
15	$8,000
16	$7,000
17	$6,000
18	$5,000
19	$4,000
20	$3,000

Assume MARR is 20% per year. Based on an external rate of return analysis:

Q) Determine the investment's worth. (Use -ve sign in your answer, if necessary)