o depository institutions have composite CAMELS ratings of 1 or 2 and are "well capitalized." Thus, each institution falls into the IC Risk Category I deposit insurance assessment scheme. Weights for the CAMFIS components to calculate the weighted average MELS rating are 25 percent, 20 percent, 25 percent, 10 percent, 10 percent, and 10 percent for the C. A. M. E. L, and S components. spectively, Further, the institutions have the following financlal ratios and CAMELS ratings: \begin{tabular}{|l|c|c|} \hline & Established Sma11 Bank & \begin{tabular}{c} Large and Highly Complex \\ Institutions \end{tabular} \\ \hline Initial base assesseent rate & 330 & 330 \\ \hline Unsecured debt adjustment & 50 & 50 \\ \hline Brokered deposit adjusthent & & 010 \\ \hline Total base assessment rate & 1.530 & 1.540 \\ \hline \end{tabular} \begin{tabular}{|l|c|c|c|c|} \hline Initial base assessment rate & Risk Category I & Risk Category II & Risk Category III & Risk Category IV \\ \hline Brokered deposit adjustment & 7 & 12 & 19 & 30 \\ \hline Total base assessment rate & & 010 & 010 & 010 \\ \hline \end{tabular} \begin{tabular}{|l|c|c|c|} \hline & \begin{tabular}{c} Weighted Charge-off Rate \\ (percent) \end{tabular} & \begin{tabular}{c} Loan Category as \\ Prcentage of Total \\ Assets \end{tabular} & \begin{tabular}{c} Product of Two \\ Columns to the Left \end{tabular} \\ \hline Construction and development & 4.50 & 1.40 & 6.30 \\ \hline Connercial and industrial & 1.60 & 24.24 & 38.78 \\ \hline Leases & 1.50 & 0.64 & 0.96 \\ \hline Other consumers & 1.46 & 14.93 & 21.80 \\ \hline Loans to foreign government & 1.34 & 0.24 & 0.32 \\ \hline Meal estate loans residual & 1.02 & 0.11 & 0.11 \\ \hline Multifanily residential & 0.88 & 2.42 & 2.13 \\ \hline Nonfarm nonresidential & 0.73 & 13.71 & 10.01 \\ \hline 1-4 family residential & 0.70 & 2.27 & 1.59 \\ \hline Loans to depositery banka & 0.58 & 1.15 & 8.67 \\ \hline Agricultural real estate & 0.24 & 3.43 & 0.82 \\ \hline Agriculture & 0.24 & 5.91 & 1.42 \\ \hline Sum (Laan mix index) & 70.45 & 84.91 \\ \hline \end{tabular} Table 13-24 Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediote calculations. Round your onswers to 3 decimal places. (0.9., 32.161))