O is an opportunity cost determined by the risk-free rate of return. O is the interest rate that the firm pays on a loan from a bank or insurance company. O is the expected rate of return on a capital investment. Question 18 1 pts The stocks of major corporations trade in many markets throughout the world on a continuous or near-continuous basis. O True O False 1 pts Question 19 One reason suggesting that banks may be better than individuals at matching lenders to borrowers is that banks