O Question 2 All of the following statements about yacht insurance are true EXCEPT Medical payments coverage pays for medical expenses because of accidental bodily injury. O Property damage coverage includes damage from insects, weathering, and wear and tear. O Liability coverage includes the cost of raising, removing, or destroying a sunken or wrecked yacht. O Coverage can be added for maritime workers covered by the United States Longshoremen and Harbor Workers Compensation Act Question 3 1 pts Unless higher amounts are purchased, the maximum benefit is normally limited to $1.000. A covered person's only recourse is to sue the insurer if there is a disagreement over the amount of damages. Which of the following statements about the uninsured motorists coverage of the PAP is true? The coverage applies only if the uninsured motorist is legally liable. O The coverage usually applies only to property damage. 1 pts