o you buy today or buy tomorrow?

Rodrigo has $ 25,000 and wants to invest that amount in a business that generates a monthly profit of $ 0.03 for every dollar invested.He currently occupies an apartment and pays a rent of $ 260 per month.You have the alternative of buying said apartment for $ 25,000 through an initial of $ 15,000 and equal monthly payments (French method) for five years at a TEM = 2.8527%.On the other hand, he knows that after paying the initial he can register the department in his name in Public Registries, which would serve as a guarantee in front of a bank so that he can provide a loan of $ 20,000 to five years, monthly uniform payments, paying 14.62% TNA capitalized quarterly.What you get as a business profit can be reinvested in it at the same rate of return (opportunity cost).A friend of yours, an appraisal expert, informs you to take advantage of buying the apartment because its market value is $ 35,000 and that, in five years, due to the commercial development of the area, that value will increase to $ 50,000.Determine if it is convenient for Rodrigo to buy the apartment today or within five years.

Justify.