obtain a personal auto policy

1. Be sure to provide: (a) a description of each insured vehicle, (b) the location (i.e., rural, suburban, or urban) and the principle place of garaging applicable to each vehicle, and (c) the primary usage of each vehicle (e.g., for pleasure, to commute to work or school 5 miles each way, etc.).

2. List any discounts that may be currently in effect in the policy. Are there any other additional discounts for which you (or your subject) may be eligible? Why have these discounts not been taken advantage of sooner?

3. List the individuals who are "covered persons" under the policy, and discuss their relevant driving record(s). Discuss the personal and physical factors that are/were important in determining the policy's premiums.