Obtain and Verify the Accuracy of a Credit Report It is important to obtain your credit report at least one time per year to verify its accuracy, as imperfections on a credit report can lead to problems such as financ ing being declined or higher interest rates on loans he following steps guide you through the process of obtaining and verifying the accuracy of a credit report a. Run a browser and then navigate to Annu Spo Re annualcreditreport.com b. When you arrive at the website, verify that the browser is using the https protocol, indicating a secure connection. c. Click the button to request the report. d. Provide the necessary personal information e. Select the agency or agencies from which you want Copyrigh 2 a copy of your credit report. f. Click the button to continue to the credit reporting g. If necessary, enter the additional requested h. i. Save and/or print a copy of the credit report. agency's website information to validate your request. Follow the instructions on the website to finish obtaining a copy of your credit report. After you have obtained a copy of your credit report, verify it for accuracy. The following points describe what to look for when reviewing the report: Verify the list of accounts is accurate Verify your payment history. Verify current balances are accurate. . Review your personal information, and report any inconsistencies to the credit reporting agency. Review your rights under the Fair Credit Reporting Act Exercises 1. In addition to the reasons mentioned in this exercise, why else might you want to obtain a copy of your credit report? 2. What is a credit score? How can you obtain your credit score? What are the highest and lowest possible credit scores? 3. If you find erroneous information on your credit report, how can you make the necessary corrections