Obtaining Cash in a Hurry

Jake is parked outside his bank and needs cash today. His standard checking account balance is sufficient to provide the cash, and he plans to deposit the paycheck he'll receive in a few days to his checking account. Jake also has a credit card whose terms allow him to obtain a cash advance.

What would be the wisest way for Jake to get the cash he needs today?

Withdraw the cash from his checking account

Take a cash advance on his credit card

Whichever way is quicker

Why is this the wisest way to get the cash he needs?

There is no interest charged when he takes his own money out of his checking account, but he would be charged interest beginning immediately if he took a cash advance.

There is interest charged on a cash withdrawal from his checking account, but if he took a cash advance, as long as his next credit card payment pays his entire balance due, he won't be charged interest for the cash advance.

Either way; he won't be charged interest, so it doesn't matter.