OCCIDENTAL NATIONAL BANK reported the following data during the first quarter of 2020.

Interest Income = 1,000,000

Interest Expenses = 600,000

Provision for loan losses = 40,000

Non-Interest Income = 300,000

Non-Interest Expenses = 400,000

Tax Rate = 15%

Earning Assets = 10,000,000

Total Assets = 11,000,000

Equity = 850,000

Interest Bearing Liabilities = 10,000,000

Calculate Net Interest income, net income, return on assets, return on equity, net interest margin, yield on earning assets, cost rate on total funds & interest rate spread.