Occupancy is an element of the COPE model, a tool used by underwriters to evaluate property loss exposures. Which one of the following statements is true regarding an underwriter's assessment of occupancy as a property risk characteristic? Select one: A. The occupancy for which a building was designed is typically not important, as long as the current occupancy is considered to be low risk. B. The operations and processes conducted within a building introduce hazards that influence loss frequency and severity. C. An occupancy that is open to the public, and generates a high volume of foot traffic, is considered to be more hazardous than a woodworking shop without public access. D. Occupancy means the duration of time that the insured has occupied its current building, which is important for an underwriter to consider with respect to claims frequency