Occupational Reading Assessment

It is wise to start planning for retirement several years before you hope to retire. You should chart both a best$-$case and worst$-$case scenario of your financial data and expected retirement benefits, such as health insurance coverage. Doing this may make it obvious that you need to adjust your expectations for retirement. Consulting a retirement$-$planning professional or using on$-$line retirement calculators can help you to figure out your retirement options. If you are planning for a retirement that is still many years away, make sure to start saving as much as possible now. Thanks to compounding interest, those who start saving early in their careers can reach retirement with a lot more money than those who delay.

Based on the passage, which of the following best characterizes the author's opinion?

People who use on$-$line retirement calculators have a lot more money when they retire than people who do not.

Retirement planning will take up a lot of your free time.

You will not know how prepared you are for retirement unless you chart your financial and benefit data.

Retirement$-$planning professionals provide much more accurate information than on$-$line retirement calculators.

People who start saving money for retirement earlier in their careers usually have better insurance benefits when they retire.