Oceanside Bank converts a dollar of equity into 12 cents of net income and has $9.52 in assets per dollar of equity capital. Oceanside also has a profit margin of 14.5 percent. What is Oceanside's AU ratio?

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6.47 percent

8.95 percent

3.05 percent

7.52 percent

7.97 percent

5.86 percent

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6.17 percent