of 50 43 Joel has a Personal Auto Policy with Collision and Other Than Collision Coverages He bought a new Ford F 150 and has added 5 000 in body customizations and furnishings to his truck What coverage if any is provided by Joel s policy and what if anything i needed to improve Joel s coverage for custom equipment and furnishings The Policy provides up to 1 500 for custom equipment and furnishings The Excess Custom Equipment endorsement can be used to increase coverage Custom equipment and furnishings are automatically covered by the Personal Auto Policy without a limitation Custom equipment and furnishings are uninsurable The policy does not cover any custom equipment and furnishings The Custom Equipment endorsement must be added