of Bill is the named insured on his auto policy Which one of the D following scenarios is NOT covered by the Liability Coverage under Bill s unendorsed Personal Auto Policy property damage to another vehicle caused by Bill while driving a borrowed pickup to carry building materials for an addition to his family home injuries caused by Tommy Bill s resident son while Tommy is driving his own car insured by Tommy on his own Personal Auto Policy injuries to four people as a result of Bill driving his neighbor s vehicle for a church trip property damage to a house caused by Bill when he is driving a borrowed car while his is in the repair shop