Of the three major ways has the federal government assisted the mortgage markets which of the following is incorrect?

A). By providing insurance for homeowners. This assists resale and securitization of mortgages

B). By sponsoring or creating pools of mortgages for securitization. This provides a national source of funds to all regions of the economy.

C). By directly providing mortgages to homeowners.

D). By directly providing liquidity to the mortgage market.