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Off-balance-sheet (OBS) banking business contributes to a significant growth in bank income, but can also result in heightened risk exposure. In approximately 200 words, give

Off-balance-sheet (OBS) banking business contributes to a significant growth in bank income, but can also result in heightened risk exposure.

In approximately 200 words, give examples of two (2) OBS products to illustrate why OBS activities may involve more risk than the traditional balance sheet business.

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