Often times, banks have special offers for new customers. Currently, Bank of America is offering new customers an unusual certificate of deposit (CD) account. Throughout the life of the CD, the annual interest rate will change as follows: 4 % for the initial 4 years, after that 4.6 % for 3 years, and 5.3 % for the last 7 years. If you were to open this unique CD today with a $6,250 deposit, what will be the Bank of America CD account balance in 14 years?