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Attempt all questions: 6 marks each Q1. What are some barriers or challenges Pakistani consumers and companies might face before the local banking system can effectively begin using virtual currencies? What measures the central bank has taken in digitalization of the banking system? Is this possible in Pakistan, which is still mostly cash based economy? Q2. Recently the IMF forecasts 1.5% growth rate which is in stark contrast with revised 3pc GDP growth forecast made by the State Bank of Pakistan a few days ago. Do you agree with IMF forecast? Give logical reasons to strengthen your statement. Is World Bank also thinking in the same line of IMF? Q3: Herd behavior is the bias in stock market. Do you think it makes sense in making money? Justify with examples