Oldhat Financial starts its first day of operations with $11 million in capital. Atotal of $120 million in checkable deposits are received. The bank makes a $15 million commercial loan and another $40 million in mortgages, with the following terms: 200 standard 30year, fixedrate mortgages with a nominal annual rate of 5.25%, each for $200,000. Assume that required reserves are 8%. Complete the bank's balance sheet provided below. (Round your responses to the nearest whole number.) Assets Liabilities Required reserves $ 10 million Checkable deposits $ 120 million Excess reserves $ 66 million Bank capital $ 11 million Loans $ 55 million The leverage ratio is 8.40 %, and the bank is well capitalized . (Round your response to two decimal places.) The riskweighted assets after Oldhat's first day are $ 35 million. (Round your response to the nearest whole number.) The riskweighted capital ratio after Oldhat's first day is 31 .43'%. (Round your response to two decimal places.)