Ole Surtan is an entrepreneur operating his retail enterprise in Kajiado. He also doubles up in livestock keeping. During the last season, he lost quite a number of livestock as a result of which, his financial status declined. He depended on stocking his retail shop by selling some of his livestock. However, due to the loss of his livestock from severe drought, he's been facing challenges in stocking his retail enterprise.He usually procures his retail enterprise stock from Ms. Kadzo a graduate from The Co-operative University of Kenya and a wholesale trader in Kajiado. Due to his declining stock in his retail enterprise, he'sthinking of approaching Ms. Kadzo to offer him stock on credit.He has been procuring his shop's stock from Ms. Kadzo for the last three years. He doesn't bank his money in any financial institution.

1. You have been contracted as a Consultant, please advise Mr. Ole Surtan

on five (5) advantages of getting credit from Ms. Kadzo.(5mks).

2.What five (5) considerations should Ms. Kadzo make before advancing

credit to Mr. Ole Surtan?(5mks)