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Olga ( 6 8 ) and Galina ( 6 6 ) are married and file a joint return. Their gross income ( including one -

Olga

(68)

and Galina

(66)

are married and file a joint return. Their gross income

(

including one

-

half of their social security

)

for

2023

was $

48, 650 .

Up to what amount of their social security benefits may be taxable?

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