Oliver who is an elderly man has no family. Oliver is very close with the Jackson's who live next door. He is very fond of the Jacksons two children. Oliver tells the children he is going to give them each a check. He writes a check for $12,000 each and puts them in a draw in his bedroom. That same night Oliver dies of a heart attack.

I am trying to study for an exam and having a hard time with this question. In this situation who would have ownership of these checks?