Olivia must decide whether to buy or lease a car. She has negotiated a purchase price of $22,500 and could borrow the money to buy from her bank by putting $2,000 down and paying $400 per month for 48 months at 6% APR. OR she could lease the car for 48 months at $250 per month by paying a $2000 capital cost reduction and a $250 disposition fee on the car, which is projected to have a residual value of $6800 at the end of the lease. Use the run the numbers worksheet on page 242 to advise Olivia about whether she should buy or lease the car.