Olivia Sanchez was seriously injured in a car accident and is paralyzed from the waist down. Luckily, she has an insurance policy that will pay for someone to come in and help with her daily activities such as bathing, dressing, and household chores. What type of insurance policy is this likely to be$?$

Multiple Choice

Comprehensive major medical

Hospital indemnity

Long$-$term care

Cancer

Disability income